What is an insurance score?

An insurance score is a number or rating statistically derived from a mathematical formula, computer application, model or other process that is based on credit information and used to help predict the future insurance loss exposure of a consumer. A credit based insurance score is used to help insurance companies attempt to identify which customers are more or less likely to file claims. RVOS is aware that every individual has their own financial circumstances. So, even if you don’t have the best credit rating, you are still eligible to receive discounts for being claims free.

Can I cover my personal property if I am a renter?

While you think there may not be much value to your personal property the cost of replacing your furniture and clothing can add up. We can cover your personal property in a house or an apartment. Coverage applies on premises and there is a limited amount of coverage that will apply elsewhere, anywhere in the world. To better understand the coverage and personalize the policy to meet your needs, check with your agent.

What kind of protection do I need against liability claims?

Personal Liability Insurance covers you against damages arising from bodily injury and property damage, for which you may be legally responsible. Coverage is available for liability involving the use of your property (including swimming pools), the acts of your pets, and unintentional acts by you or qualified family members.

Find a local insurance professional near you